|Trip Cancellation||Trip Cost|
|Trip Interruption||Trip Cost|
|Travel Delay (12 Hours or More)||$100 Per Day$500 Maximum|
|Cancel For Any Reason Benefit (Optional)*||75% of Non-Refundable Trip Cost|
|Medical Expense/Emergency Evacuation|
|Accident & Sickness Medical Expense||$25000|
|Emergency Evacuation & Repatriation||$50000|
|Accidental Death and Dismemberment||$25000|
|Baggage & Personal Effects||$1500|
|Baggage Delay (More than 24 Hours)||$200|
*Not available to residents of the State of New York.
Benefits are described on a general basis only. There are certain restrictions, exclusions and limitations that apply to all insurance coverages. This advertisement does not constitute or form any part of the Plan Description or any other contract of any kind. Plan benefits; limits; and provisions may vary by state jurisdiction. To review full plan details online, go to: www.tripmate.com/wpF415A. Plan Payments are made up of Insurance Benefits and Non-Insurance Services.
You may cancel this Plan by giving Isram Israel written notice within the first to occur of the following: (a) 10 days from the Effective Date of Your insurance; or (b) Your Scheduled Departure Date. If You do this; We will refund Your Plan payment provided no Insured has filed a claim under the Plan.
Protects the prepaid cost of Your covered travel arrangements for Your Trip in the event You have to cancel due to a covered reason (see next panel for a summary of covered reasons).
Provides You with a reimbursement for the unused land or water travel arrangements for Your Trip; plus the additional airfare cost to return home; if Your Trip is interrupted for a covered reason (see next panel for a summary of covered reasons).
Provides You with a reimbursement for the unused portions of Your travel arrangements; plus the additional costs to join Your trip; if Your arrival at the Trip destination is delayed for 3 hours or more for a covered reason.
Assists with additional travel expenses incurred when You are delayed at least 12 hours due to a covered reason. In the event of a covered delay; You will be reimbursed for additional expenses for hotels; meals; and transportation.
MEDICAL EXPENSE / EMERGENCY EVACUATION
Provides Medical Expense benefits for a covered Sickness or Injury incurred while on Your Trip. When required; We will evacuate You to the nearest qualified hospital and will then return You home when You are safe to travel.
ACCIDENTAL DEATH & DISMEMBERMENT
Provides coverage up to the maximum benefit payable for loss of life; limb or sight resulting from an Accidental Injury occurring during Your Trip.
BAGGAGE & PERSONAL EFFECTS
Provides reimbursement when Your baggage or personal belongings are damaged; lost or stolen during Your Trip. Personal belongings include such things as loss of luggage; jewelry; passports or travel visas.
Provides reimbursement for the purchase of necessary personal items such as change of clothes and toiletries if Your checked Baggage is delayed 24 hours or more.
TRIP CANCELLATION & TRIP INTERRUPTION
The Travel Protection Plan allows You to cancel or interrupt Your Trip for many covered reasons; such as:
Sickness; Injury; or death of You; a Family Member; Traveling Companion; or Business Partner;
Your or Your Traveling Companion’s place of employment is rendered unsuitable for business due to fire; flood; burglary or other Natural Disaster and You and/or Your Traveling Companion are required to work as a result;
a Terrorist Incident that occurs within 30 days of Your Scheduled Departure Date in a city listed on the itinerary of Your Trip. Benefits are not provided if the Travel Supplier offers a substitute itinerary;
You or Your Traveling Companion being directly involved in a traffic accident; substantiated by a police report; while en route to Your scheduled point of departure;
a permanent transfer of employment of 250 miles or more;
Unannounced Strike; mechanical breakdown or Inclement Weather that causes complete cessation of services of Your Common Carrier for at least 12 consecutive hours;
You or Your Traveling Companion is in the Military and called to emergency duty for a national disaster other than war;
involuntary employer termination or layoff affecting You or a person(s) sharing the same room with You during Your Trip. Employment must have been with the same employer for at least 1 continuous year;
You or Your Traveling Companion is in the military and called to emergency duty for a national disaster other than war.
OPTIONAL CANCEL FOR ANY REASON BENEFIT
|Applicable only if the appropriate additional premium has been paid. If you cancel Your Trip for any reason not otherwise covered by this Plan; benefits will be paid for 75% of the Prepaid; forfeited; non-refundable Payments or Deposits You paid for Your Trip provided: a) Your payment for this Plan is received within 7 days of the date Your initial Payment or Deposit for Your Trip is received; and b) You cancel Your Trip two (2) days or more before Your Scheduled Departure Date. This Cancel For Any Reason Benefit does not cover: 1) penalties associated with any air or other travel arrangements not provided by Isram Israel; or 2) the failure of Isram Israel to provide the bargained-for Travel Arrangements due to cessation of operations for any reason.|
This plan does not cover Loss caused by or resulting from:
Multi-lingual professionals are available 24 hours a day to provide help; advice and referrals for medical emergencies. We will help you locate local physicians; dentists; or medical facilities; and provide services for:
A complete list of these services is included in your Plan Documents. To contact One Call:
|Within U.S.A. & Canada||Outside U.S.A. & Canada|
|YOUR PLAN NUMBER: F415A|
With Global Xpi, you can relax knowing your important medical records are available to you or any Physician chosen by you, at any time; anywhere in the world; wherever internet access is available. Register at www.globalxpi.com or call; toll free:
1-800-379-9887 Use Program Code F415A
These Services are Provided by: GlobalXpi,aTripMatebrand.
Have questions or need to report a claim? You can call us toll-free at the number listed below. You can also view many Frequently Asked Questions, report and complete your claim(s) online at www.tripmate.com or call 1-800-888-7292.
Insurance Benefits are underwritten by: United States Fire Insurance Company; 5 Christopher Way; 3rd Flr; Eatontown; NJ 07724 under Policy Form Series T210. The Plan # is F415A
Non-Insurance Services: are not insurance benefits underwritten by United States Fire Insurance Company. One Call 24-Hour Assistance Services are provided by: One Call Worldwide Travel Services Network and Global Xpi Medical Records Services are provided by Trip Mate.
Plan Administrator: Trip Mate; Inc. (in CA & UT; dba Trip Mate Insurance Agency) 9225 Ward Parkway; Suite 200; Kansas City; MO 64114; 1-800-888-7292.